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Top Benefits Administration Software

11 Best Benefits Administration Systems (2024)

The best benefits administration systems, hand-picked and field-tested by SelectSoftware Reviews' HR tech experts. See info on pricing, features, integrations, and more below.

Phil Strazzulla
Written by
Phil Strazzulla
HR Tech Expert, Harvard MBA, Software Enthusiast
Contributing Experts
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Last Updated: Mar 28, 2024
TOP
Payroll and benefits administration platform for global teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Visit Website
TOP
Payroll and benefits administration platform for global teams
Deel
4.4
Popularity Score
4.6
User Score
4.5
Product  Score
Learn More
TOP
Benefits administration for remote teams
Remote
4.2
Popularity Score
4.6
User Score
4.5
Product  Score
Visit Website
TOP
Benefits administration for remote teams
Remote
4.2
Popularity Score
4.6
User Score
4.5
Product  Score
Learn More
TOP
HRIS system with payroll and benefits
Gusto
4.0
Popularity Score
4.0
User Score
4.1
Product  Score
Visit Website
TOP
HRIS system with payroll and benefits
Gusto
4.0
Popularity Score
4.0
User Score
4.1
Product  Score
Learn More
Over 3 million HR leaders trust our advice

Top Benefits Administration Software

Deel

: Payroll and benefits administration platform for global teams

Remote

: Benefits administration for remote teams

Gusto

: HRIS system with payroll and benefits

OnPay

: Affordable payroll, HR, and benefits admin

Bennie

: Free tool for finding and managing great benefits

ForUsAll

: 401K provider for SMBs

PapayaGlobal

: Benefit management for global teams

Namely

: Great for Midsized businesses looking for a full HR suite

Maxwell Health

: Great for companies that want Sun Life insurance

Rippling

: Spend management tool in HRIS

Zenefits

: Great for SMBs looking for a comprehensive benefits platform

Introduction to Benefits Administration Systems

As a benefits leader, you have the rewarding job of making your company a great place to work. After all, employee benefits packages and other perks can help you attract top talent, retain current employees, and build a culture that aligns with your values. 

The downside, of course, is all the administrative work that benefit plans and benefits enrollment creates for you. Fortunately, benefits administration software can help you automate your benefits management, improve efficiency, and streamline open enrollment — all while staying compliant.

Benefits administration software serves as a one-stop-shop for all your employee benefits. With everything centralized, the setup and management is easier for you and open enrollment is easier for your employees. 

The result? Employees make smarter, more informed decisions about their benefits, and you have less administrative work to manage. To help you find the right benefits management software, we put together the following guide with top software platforms, features to look out for, common mistakes to consider, pricing, and more.

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Our Criteria: Here's How We Chose The Top Benefits Administration Software

We assessed dozens of benefits administration software platforms with special consideration given to the three most critical functions performed by this type of tool: integration/configuration, self-service for employees, and compliance.

We used our HR industry experience to refine the scope of our research and applied our multi-dimensional assessment process to test each contender for these quality standards.

  • Integration and Configuration: First-class benefits administration software integrates smoothly with each customer’s tech stack.To test for this, our team compared the quality and quantity of integration partners against a list of common business ops tools.

Our HR tech experts also determined the most important workflow automations, and we audited each product for the ease with which a user could configure these features.

  • Self-Service for Employees: Self-service features reduce the burden of data entry on your HR team, improve the accuracy of employee information, and support employee empowerment. Our expert researchers performed simulations using each tool as if they were an employee and graded each platform's performance on the ease with which they could enter and change information across different data types.
  • Compliance: Legal compliance is imperative, so we scrutinized the fine print, checking for each company’s capacity to keep customers complaint. We considered the product's state-by-state adaptability, as well as its capacity to handle multi-national organizations.

We’re data nerds and love a good dashboard, so we also checked for each tool’s reporting and analytics capacity. To learn more about how we approach our work from the granular to the gigantic, read this article on how we assess HR tech vendors.

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Compare the Top Benefits Administration Software

Popularity Score
Best for
Key Differentiator
Pricing
Free Trial
Customers
Users Score
Product Score

Deel

Trending Now
4.4
Multinational companies focused on compliance
Offers financial products beyond what's required
Starts at $49 per month for Contractors, $599 for EOR
No
35,000+ companies
4.6
4.5

Remote

Trending Now
4.2
Orgs needing financial products worldwide
Country-specific benefits for distributed teams
$29 per month for contractors, $599 for EOR
No
Undisclosed
4.6
4.5

Gusto

Trending Now
4.0
SMBs with a growing headcount
No long-term contract
Starts at $46/mo
No
200,000+ companies
4.0
4.1

OnPay

Trending Now
4.3
Small teams on a tight budget
Special services like tip calculations and separate tax filing
Starts at $46/mo
Yes
Undisclosed
4.8
4.7

Bennie

Trending Now
4.1
Headcount number between 50 and 500
Broker service works directly with carriers
Broker Service (no fee)
Yes
Not disclosed
4.0
4.3

ForUsAll

Trending Now
4.8
Cost-conscious SMBs starting to scale
Highly customizable and built to scale
Starts at $120/month
No
Not disclosed
4.6
4.9

PapayaGlobal

Trending Now
4.3
When streamlining global payroll can't wait.
Multiple established entities already established
Starts at $30 per month for contractors, $599 for EOR
Yes
600+ companies
4.5
4.4

Namely

Trending Now
4.7
Headcount ranging from 50 to 1000
Top-tier data analysis capabilities
Custom Pricing
No
12,000+
4.1
4.6

Maxwell Health

Trending Now
4.0
Teams who want a full-service benefits administrator
End-to-end service and Sun Life Insurance
Custom Pricing
No
50+ customers
4.3
4.1

Rippling

Trending Now
4.2
SMBs to midsize teams with distributed or complex orgs
Strong emphasis on automation of workflows
Starts at $8/mo for the HCM suite
Yes
16,000+ companies
4.2
4.1

Zenefits

Trending Now
4.0
Small and medium size teams wanting flexibility
Focus on self-service administration
Starts at $8/mo
Yes
Undisclosed
3.9
4.0
Phil Strazzulla
HR Tech Expert, Harvard MBA, Software Enthusiast

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Detailed Reviews of the Best Benefits Administration Systems

Deel

Visit Website
Deel
Learn More
Popularity Score
4.4 / 5
User Score
4.6 / 5
Product Score
4.5 / 5

Why we picked Deel

Deel localizes your offerings in accordance with local guidelines so that you can stay compliant with your global workforce.

PROS

  • 24/7 in-app support and an impressively fast onboarding speed of 2-3 days.
  • Access to local payroll experts in various jurisdictions, and support is available for contractors navigating the process of setting themselves up as an LLC.
  • Self-service approach with tech-enabled features helps workers swiftly adopt the tool.
  • Worker identity verification is reported to take less than 24 hours on average, and sometimes mere minutes.
  • Offers APIs as well as over 100 native HR software integrations.
  • Automated invoices (English language only).
  • Excellent 24/7 customer service with fast onboarding (2-3 days) and local payroll experts in each jurisdiction.
  • Deel HR is free for companies of all sizes.
  • Seamless integration with platforms like QuickBooks, BambooHR, and Greenhouse, plus custom integration options.
  • User-friendly, self-service features enable quick setup; identity verification often takes under 24 hours.
  • Automated invoices simplify payments, provided they're in English.

CONS

  • Some of Deel’s best features, like onboarding automation, are add-ons, which can be cost-prohibitive.
  • Modifying contracts or service agreements with Deel is difficult and often requires addendums for any changes.
  • Each payout comes with a $5 fee.
  • Invoicing feature is limited to generating invoices in English, with no option for other languages.
  • Key features like onboarding automation are add-ons, which may increase costs.
  • Limited flexibility in modifying contracts or service agreements; changes often require an addendum.
  • Invoices cannot be generated in languages other than English.

Deel Review

If your benefits-management needs feel complex due to the presence of team members in different geographies, Deel is worth looking into.

Deel benefit administration tool

Deel can help with hiring and providing benefits and perks for people in various geographies. The benefits themselves would vary depending on the region. Still, you’d streamline their management through the same platform you’d use for payroll, contracts, timesheets, invoicing, and even some core HR functions.

As to the specific benefits offered, the best way to vet them is to go to their benefits tool on their website. You select a country and the type of benefits, and they present what they can provide.

For example, if you want to hire in Canada, you can choose Statutory and/or Common benefits. These include employment and worker compensation insurance, transportation and electronic coverage, and certifications.

Deel Customers

35,000+ companies, including Andela, Brex, and Makerpad.

Deel Pricing

Deel offers various payroll and benefits solutions:

  • Contractor: $49/month for onboarding, compliance, and payments for contractors.
  • EOR: $499/month enables hiring employees in foreign countries without a legal entity.
  • Payroll: $29/employee/month for all-in-one international payroll management.
  • US Payroll: $19/employee/month for US payroll services.
  • US PEO: $89/employee/month for end-to-end HR solution including payroll, benefits, and compliance.
  • Immigration: Customized pricing.

Best For

Deel is a good bet for those businesses that want to provide benefits on top of payroll for an overseas workforce, whether it’s through an EOR arrangement or for their contractors. It’s worth noting that they have a way for you to offer interesting perks apart from the law-required benefits.

Deel in action
Reviewer's Rating
10/10

I utilized Deel due to its international capabilities for hiring remote workers without needing a physical presence. It assisted in managing expenses, payroll, benefits, PTO, and ensuring compliance with labor laws in different countries such as India, China, and England. Replit also engaged contractors through the platform and hired in that way. This helped organize us while Replit was on a few different HR platforms such as Justworks, Culture Amp, and Rippling. I enjoyed using Deel as it was straightforward, and the key workflows made sense to me. It was easy to understand, and if I had any questions, I could chat with the representative right away.

What do you like about this tool?
  • I appreciated Deel for its user-friendly interface and straightforward usability.
  • It was easy to navigate and intuitive, which made managing tasks efficient.
  • The sales representative I interacted with was highly competent and responsive, which enhanced the overall experience of using the platform.
Why did your organization buy this tool, and how long have you used it for?

Replit bought Deel because of its global capacities, and I have used it for six months. It helped with the global side of payroll and compliance. It assisted in managing expenses when people onboarded, traveled, and took paid time off or leaves of absence. Other considerations included hiring contractors on their platform, which made it easier to hire people from different countries. This greatly diversified the workforce.

What do you dislike about this tool?
  • I found Deel somewhat costly, and accessing the backend could be challenging if you weren't familiar with its setup.
  • It takes time to get familiar with different systems.
  • Keeping up with international laws was occasionally problematic and required multiple communications to align everyone. I appreciate that Deel is actively expanding its platform to address these issues.
How is this tool different than their competitors?

Deel stands out due to its strong innovation and proactive market presence. Compared to Rippling, they were more responsive, which led me to believe that we should have onboarded everyone onto their platform. Deel's proactive approach to innovation kept them ahead in the market, offering solutions that were more responsive and tailored to our needs compared to Rippling. Their platform's capabilities and customer service exceeded expectations, making the transition smooth and efficient. Deel proved to be a valuable partner in streamlining operations and enhancing our business processes.

What Instructions should people think about when buying this type of tool?

When considering Deel as an HR person, think about the specific needs of your organization, such as managing remote workers across different countries and ensuring compliance with international labor laws. Evaluate Deel's platform for its user-friendliness, scalability, and ability to handle payroll and contractor management efficiently. Consider the responsiveness and support provided by their customer service team, especially in resolving issues related to backend access and legal compliance. Assess Deel's pricing structure to ensure it aligns with your budget and provides value for the services offered.

How has this tool changed or evolved over time to meet users needs?

Deel has continually adapted to meet users' evolving needs by enhancing its platform's functionality and user interface, making it more intuitive and user-friendly. They have expanded their global capabilities, allowing businesses to manage remote teams across diverse jurisdictions seamlessly. Deel's responsiveness to customer feedback has led to improvements in customer support and backend accessibility, ensuring smoother operations for HR professionals managing payroll and compliance tasks internationally. These advancements highlight Deel's commitment to evolving alongside the needs of modern businesses, facilitating efficient and compliant workforce management worldwide.

What specific type of user or organization is this tool very good for?

Deel is well-suited for small and medium-sized companies, offering capabilities that cater to their needs effectively. One standout feature is the ability to update people's compensation promptly, which proves beneficial for companies planning growth and scalability. This feature ensures that organizations can adapt quickly to changing circumstances and reward their workforce dynamically, fostering a supportive environment for ongoing expansion.

What specific type of user or organization would this tool not be a good fit for?

Deel may not be ideal for very large companies that require highly complex and customized HR solutions. Its streamlined approach and user-friendly interface are more suited to smaller and medium-sized businesses. Larger enterprises with extensive and intricate HR needs might find Deel's capabilities less flexible or scalable compared to enterprise-level solutions that offer more robust customization and integration options.

Remote

Visit Website
Remote
Learn More
Popularity Score
4.2 / 5
User Score
4.6 / 5
Product Score
4.5 / 5

Why we picked Remote

While Remote is mainly known for their global payroll product, teams interested in options for benefits administration for internationally distributed teams should pay attention! That is because, unlike many vendors, Remote owns local entities in the countries in which they operate. This means, in very general terms, that its customers can offer their employees a more straightforward, more “local” experience regarding payroll and benefits.

PROS

  • Remote provides flat rates, so you can easily compare its pricing with other vendors. The platform doesn’t add a markup on any benefits premiums.
  • Self-service options for employees.
  • Local specialists provide 24/7 support.
  • Benefits plans are locally curated. Health, dental, vision, life, mental health support, and disability are all covered, as is pension/401(k).
  • Helpful resources are available on their site, offering tips for specific to geographic regions.
  • Equity-based compensation is available.
  • Fast and compliant payroll in 170+ countries.
  • Live chat support with local payroll experts.
  • Flexible, localized benefit packages.
  • Flat-rate pricing structure, no deposits or hidden fees.
  • Mobile app streamlines expense reimbursement with autofill from receipt photos.

CONS

  • Some employers reported a steep learning curve in learning to navigate the software.
  • No off-cycle pay runs are available at the moment.
  • Though the current live chat and email support have been great, there is no phone support users can reach out to.
  • Remote offers limited integration options, yet you can access its custom API for free.
  • Doesn’t have a free trial.
  • Redundant for organizations solely recruiting within the U.S.
  • Help center documentation isn’t easiest to understand.

Remote Review

Remote lets you offer customized benefits packages to fit each country where you have employees. The platform enables compliance by providing country-specific benefits and perks that adhere to local laws. We like that Remote is one of just a few vendors that own local legal entities in countries that the platform services. Since it has no intermediaries, it can offer more flexibility and speed.

Though they were a bit hard to locate in their respective app stores, both the Android and iOS apps are in good shape – they are easy to use and equipped with essential features.

Remote Customers

Arduino, GitLab, Paystack, Loom, cargo.one, Secureframe, Phaidra.

Remote Pricing

  • Contractor Management plan:  $29/contractor/mo
  • Employer of Record plan: $599/employee/mo (when paid annually)
  • Global Payroll and Remote Enterprise plans: Customized pricing – contact Remote for details
  • Startup and nonprofit discount: Eligible startups and nonprofits can get 15% off EOR and Contractor Management services for 12 months.
  • Refugee discount: Up to 10 employees free when hiring refugees

Best For

Remote is a robust solution for startups and distributed teams to provide their employees and contractors with country-specific benefits and easy onboarding and payroll.

Remote in action
Reviewer's Rating
5/10

Remote was introduced to an international employee or contractor after they were hired and the first part of their onboarding process. They were asked to complete basic personal information; such as address, contact info, emergency contacts, and bank details for payment. Medical benefits were offered to employees and could be elected through the platform. Once employees and contractors were onboarded they could access their portal at any time to view their personal details, and pay stubs. Payroll ran on a bi-weekly and semi-monthly basis for employees and contractors, this was dependent on their in-country laws and was processed completely by Remote. We would fund the platform a month in advance for payroll. In some cases we had employees who submitted timecards for overtime differential.

What do you like about this tool?

The platform was easy to onboard new employees, and select and edit all personal and employment details. Employees and Contractors were paid timely and we never ran into any payroll issues of people not being paid on time. We had monthly calls with our Account Rep who was always willing to step in to escalate or help answer any questions we had or anything that came up that was employee specific.

Why did your organization buy this tool, and how long have you used it for?

Our org purchased the platform so we could pay and offer benefits to our international employees. I used Remote for just under 2 years. We had over 50 employees in 5-10 different states and using this platform allowed us to offer benefits in those local countries, along with any other country-specific benefits that in some cases we were required to offer. Remote also served as our EOR, employer of record, and provided legal protections related to employee terminations. All international employees and contractors were onboarded into the platform at hire and could access their portal at any time.

What do you dislike about this tool?

There was no reporting function. There would be payroll reconciliations each month, sometimes there was a payment due to us and other times we underfunded accounts, this posed problems with forecasting and budgeting for our finance team. It was unclear and not detailed on employee pay stubs to see what the benefits breakdown was for employees and employers. Meaning who was covering what percentage or what amount was being paid by each party on a biweekly or monthly basis.

How is this tool different than their competitors?

I know Remote is an EOR and not all international platforms are. Over the last year I used a different international platform and did prefer that over Remote. The functionality was built out more, support was more responsive and as the HR admin I had more control over the contracts and editing.

What Instructions should people think about when buying this type of tool?

How many employees or contractors you are planning to hire internationally. Does Remote support those countries and in what way? What is your annual budget for an International HRIS tool? How do you want federal taxes to be withheld from international employees or contractors? Do you want to offer benefits to international employees? If so, what benefit tiers are you looking to offer, can Remote support your company goals.

How has this tool changed or evolved over time to meet users needs?

Remote increased the number of countries they offered onboarding and hiring during the time I used the platform.

What specific type of user or organization is this tool very good for?

Companies looking to hire internationally and ones' where they do not want to be the Employer of Record and would prefer the HRIS have an entity in the countries you are looking to hire in and be the EOR.

What specific type of user or organization would this tool not be a good fit for?

Organizations that do not have any plans to grow globally.

Gusto

Visit Website
Gusto
Learn More
Popularity Score
4 / 5
User Score
4 / 5
Product Score
4.1 / 5

Why we picked Gusto

Gusto provides full-service payroll services with benefits and HR. The software takes care of the administration and deductions by syncing them with payroll and makes things easier for you and your employees with its built-in employee self-service.

PROS

  • Gusto has an eye-catching UI and is compatible with several devices.
  • Automatic payroll deductions for easier benefits administration.
  • The dashboard feature keeps tabs on compliance tasks.
  • The hiring and onboarding sequence is nicely streamlined between HR and the new hire
  • Post-offer, pre-start tasks are made easy with integrations like CorpNet and Checkr.
  • Easy payroll for U.S.-based W-2 folks, domestic and international contractors.
  • Phone support, email, and other customer service resources.
  • Licensed benefits advisors for all plan users.
  • The business model is responsive to customer needs.
  • Transparent pricing structure. Doesn’t require long-term contracts.
  • Free account setup.
  • Ability to create onboarding checklists, send offer letters, collect signatures, and store all onboarding documents online.
  • The dashboard feature keeps tabs on compliance tasks
  • The hiring and onboarding sequence is nicely streamlined between HR and the new hire
  • Post-offer, pre-start tasks are made easy with integrations like CorpNet (state tax set up) Checkr (background checks)
  • Easy payroll for U.S.-based W-2 folks, domestic, and international contractors
  • Person-to-person phone support, email, and other customer service resources
  • The business model is responsive to customer needs

CONS

  • Gusto facilitates payments for international contractors but not for employees.
  • There is no built-in accounting feature, so the management of earnings and expenses can’t happen in one place.
  • Analytics dashboard capabilities are underwhelming
  • Simple plan users do not have access to native time tracking, necessitating third-party integrations.
  • Users of the Simple plan cannot access federal and state compliance alerts – they are not even available as add-ons.
  • Plus plan users have access to compliance alerts, but they must be added on.
  • No free trial or free version
  • Gusto can support payments for international contractors, but not employees
  • No native accounting feature to keep earning and spending under the same roof
  • Analytics dashboard is simplistic

Gusto Review

We have had a positive experience with Gusto's benefits administration features. The software seamlessly integrates payroll and benefits administration, simplifying the process with automatic deductions and syncing capabilities. The built-in employee self-service functionality is also a nice touch that makes it easy for employers and employees to manage benefits and access relevant information.

Gusto's user interface is visually appealing. Being browser-based lets it provide a smooth user experience across multiple devices. Additionally, Gusto provides licensed benefits advisors to assist and guide users in optimizing their benefit plans.

We appreciate Gusto's customer-centric approach, as they remain responsive to customer needs and continuously improve their services based on feedback. Their transparent pricing structure and flexibility without long-term contracts add to the appeal. Moreover, Gusto offers free account setup, making it convenient for businesses to get started.

The availability of person-to-person phone support, email assistance, and other customer service resources reflects Gusto's commitment to providing excellent support. However, it's worth noting that some features, such as federal and state compliance alerts and integrating existing broker and health insurance plans, are only available in the Premium plan or as add-ons for the Plus plan. Simple plan users may need to consider third-party integrations for certain functionalities like time tracking.

While it doesn't offer a free trial, Gusto's consistent focus on core functionalities sets it apart from other platforms that often get sidetracked by unnecessary features.

Gusto Customers

American Canning, Matchless Builds, Citizen Pilates, Pain Clinic, Distant Moon.

Gusto Pricing

  • Simple: $40/month +$6/month/person
  • Plus: $60/month +$9/month/person (limited time sale)
  • Premium: call sales for customized plan options
  • Contractor only (no W-2 employees): $6/month/person

Best For

Even budget-strapped startups can afford Gusto’s basic plan. For companies with some bank capital to invest in human capital, the top-tier Premium plan is a great choice, especially if they have an HR department of one person.

Gusto in action
Reviewer's Rating
8/10

We process payroll semi-monthly, so we use Gusto at least 24 times a year. Occasionally, I log in to update benefits information, such as 401k contributions. It's convenient to store employee documents digitally, eliminating the need for paper files. Gusto is set up to automatically calculate and deduct 401k contributions, including our 25% match up to the maximum. Additionally, it automatically transfers these funds directly to our provider, so I don't have to worry about making separate payments.

What do you like about this tool?

The interface is user-friendly. Benefits deductions are seamlessly integrated with payroll processing. I appreciate how support tickets are efficiently tracked within Gusto.

Why did your organization buy this tool, and how long have you used it for?

Our small business needed a cost-effective payroll solution, and Gusto provided an affordable option. We've been using it for just under a year to manage payroll for our two employees. We also needed a solution for direct 401k deductions from our payroll, which has allowed us to save on taxes with pre-tax deductions.

What do you dislike about this tool?

I am not pleased that the support team seems to be outsourced outside of the USA, which occasionally makes me question the accuracy of the information provided. Also, I wish I didn't have to use one of their partners to integrate our 401k plan.

How is this tool different than their competitors?

Gusto's interface is superior to many competitors with its ease of use and straightforward setup. It intuitively understands my needs without requiring setup in multiple areas to achieve the desired functionality.

What Instructions should people think about when buying this type of tool?

Gusto might not be ideal for larger companies. It can be challenging to manage frequent payroll changes due to the platform's complexity in this area.

How has this tool changed or evolved over time to meet users needs?

Since I am relatively new to using Gusto, I am not familiar with its historical changes or updates.

What specific type of user or organization is this tool very good for?

Gusto is very well-suited for small businesses with fewer than 20 employees.

What specific type of user or organization would this tool not be a good fit for?

Companies with more than 50 employees or those with frequent payroll changes may find Gusto less accommodating.

OnPay

Visit Website
OnPay
Learn More
Popularity Score
4.3 / 5
User Score
4.8 / 5
Product Score
4.7 / 5

Why we picked OnPay

OnPay ensures compliance and takes no upfront payment for its benefits administration software. When you decide to use it, you'll be connected with their team of licensed brokers so that your employees can get their favorite benefits from the best companies.

PROS

  • Transparent pricing is among the most budget-friendly in the industry.
  • Offers a one-month free trial.
  • The plan combines payroll, benefits, and HR tools.
  • Supports several pay types: regular hours, salary, overtime, and bonus. You can also create your own.
  • Ability to act as an insurance broker to help businesses find medical, vision, and dental insurance in 50 states.
  • Special payroll services for certain industries like restaurants, farms and agricultures, churches and clergy, and nonprofits.
  • Free tax form handling for W-2 employees and 1099 contractors.
  • Some HR services included within the plan at no additional cost.
  • 30-day free trial available (starts after OnPay verification).
  • Well-developed online help resources.

CONS

  • Incompetent mobile app with poor ratings (2.1/5) from iOS users.
  • Limited integrations.
  • Takes two to four days for direct deposit. No faster direct deposit option is available.
  • Lacks advanced HR features like employee surveys and performance reviews.
  • Poor functioned employee mobile app.
  • Requires payment four days before payday for direct deposit.
  • Doesn’t support automatic payroll.
  • Customer support sometimes hard to reach.

OnPay Review

We recommended OnPay because, besides being a solid cloud-based payroll software solution, it also offers features for HR management and benefits administration at an affordable, transparent monthly price. For businesses in certain industries like restaurants and agriculture, the platform also provides special payroll services (tip calculations, separate tax filings, etc.) without charging additional fees.

OnPay partners with several low-cost benefits administration providers so that you can choose several health insurances and 401(k) retirement plans for your employees. While we found that OnPay’s integration is quite limited compared to its rival Gusto, its feature-rich HR tools are offered without requiring users to upgrade their plans or pay more, making the platform a more cost-effective option for several startups and small businesses.

OnPay Customers

OnPay Pricing

  • OnPay charges a base fee of $40 plus $6 per employee per month.
  • Setup and migration of employee data are free of charge.
  • You can use the price calculator on their website to see exactly how much it’ll run you for your team size.
  • One-month free trial is available on the website.

Best For

Businesses looking for an affordable software tool that can carry HR, payroll, and benefits in one place. Its special payroll offerings also make the software a better bet for businesses in industries like restaurants, farms and agricultures, churches and clergy, as well as nonprofits.

OnPay in action
Reviewer's Rating
8/10

We use OnPay to process bi-weekly payroll for our employees and contractors. We utilize the direct deposit functionality and use it to withhold for benefits and 401(k) deductions. It automatically remits payroll taxes to the state on our behalf. We have also recently started using it to track and approve employee PTO requests.

What do you like about this tool?

We are a small non-profit, and they provide us with a non-profit discount. It has all the functionality we need without being overly complicated. Processing payroll is quick and easy.

Why did your organization buy this tool, and how long have you used it for?

We bought OnPay because it seemed to be the best fit for our organization. It has all the functionality we need to handle HR and payroll for our small group of employees. It is robust enough to meet our needs but not overly complicated like some of the larger systems. It is easy to use, yet it allows us to process multi-state payroll and manage our employees' time off. It also includes all the basic reporting that we require.

What do you dislike about this tool?

It doesn't offer much in terms of custom reporting. Much of the HR information requires navigating to individual employee records to view. You can't edit a benefit plan once it's created; you have to make a new one to implement any changes.

How is this tool different than their competitors?

OnPay is really the only system of its type and size that I've used, so I can't say how it compares to competitors. It is much simpler than ADP or UKG, which I have used, but we are getting it for a fraction of the cost. The simplicity of the system actually works well for our team.

What Instructions should people think about when buying this type of tool?

Consider the needs of your business and team. OnPay is a fairly basic HR and payroll system. It covers all the essentials, but if you need extensive reporting or numerous integrations with other systems, you might want to explore a higher-tier HR/payroll solution. Additionally, consider cost. Even without the non-profit discount, it's a very economical solution compared to some of the larger providers.

How has this tool changed or evolved over time to meet users needs?

I haven't noticed any significant changes since we started using OnPay, but as I mentioned, it already meets our needs.

What specific type of user or organization is this tool very good for?

I believe OnPay is great for smaller companies that don't need extensive features in their HR and payroll system.

What specific type of user or organization would this tool not be a good fit for?

I think a large organization with complex reporting needs would struggle to get everything they require from OnPay.

Bennie

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Bennie
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Popularity Score
4.1 / 5
User Score
4 / 5
Product Score
4.3 / 5

Why we picked Bennie

Designed to make benefits more accessible and less complicated, Bennie is available both as a web and a mobile app. With it, employees can track claims spending, estimate cost of care, find a doctor, access a live concierge team, and more.

PROS

CONS

Bennie Review

Bennie is a hub for your employee benefits information on a mobile-first platform. If employees have any questions about their benefits, they simply go to the app and interact with Ask Bennie, a smart healthcare concierge.

For employers, Bennie skips the typical brokerage experience. Instead, Bennie partners with major regional and national carriers to bring your company more personalized benefits. HR teams have their own backend to manage everything in one place. Customers also get access to strategic benefits and HR technology consulting.

Bennie Customers

  • Schedulicity
  • Superhuman
  • Nabis

Bennie Pricing

The Bennie app is free to use for your company and employees. Bennie shops around for the best plan for your company, and takes a commission from the insurance company you decide on.

Best For

Companies in the 50-500 employee range.

Bennie in action
Reviewer's Rating
10/10

We used Bennie as our benefits broker. They handled getting quotes, setting up open enrollment, and presenting to employees. Bennie ran all the meetings associated with open enrollment and fielded employee questions.

They were most helpful with our employees, acting as an extension of our team and essentially becoming our benefits department. Their app made it easy for employees to access medical cards, understand plans, and get assistance.

Bennie saved me days of time each month by handling benefits questions. They also supported us with our HRIS system through their internal connections.

What do you like about this tool?

Working with Bennie's team is one of the best aspects of Bennie. They make benefits easy to understand for HR professionals and employees. Bennie prioritizes helpfulness over sales. Their app saves the HR team time and simplifies benefits navigation for employees.

Why did your organization buy this tool, and how long have you used it for?

Our company chose Bennie because our previous insurance broker was not very helpful. Bennie's team was supportive from the beginning, breaking down benefits concepts and information clearly. They also secured better pricing for our benefits. Their tech-focused and innovative approach was a significant factor in our decision. We used Bennie for at least two years while I was with the company.

What do you dislike about this tool?

I can't find much to dislike about Bennie. More clarity about timing for adding new employees to the system would be helpful. It would also help if customer success managers set specific dates for renewals. However, these issues are minor.

How is this tool different than their competitors?

Bennie leads with helpfulness and acts as an extension of the HR team. They have been customer-focused from the start, with an amazing support team. While competitors may be catching up, Bennie was built on this helpful approach.

What Instructions should people think about when buying this type of tool?

Consider the cost savings from a benefits perspective, as this is where most savings will come from. Time savings are also crucial; directing benefits questions to Bennie saved me a lot of time. Assess how they present information and whether they offer options and suggestions to improve your benefits strategy. Evaluate if they help you benchmark your current position.

How has this tool changed or evolved over time to meet users needs?

They have increased their services and partnerships. As the benefits landscape changes, Bennie keeps up with these shifts.

What specific type of user or organization is this tool very good for?

Bennie is suitable for anyone looking to improve their benefits and benefits strategy.

What specific type of user or organization would this tool not be a good fit for?

Organizations with fewer than 100 employees headquartered in New York might not see as much savings due to NY laws and regulations around benefits pricing.

ForUsAll

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ForUsAll
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Popularity Score
4.8 / 5
User Score
4.6 / 5
Product Score
4.9 / 5

Why we picked ForUsAll

ForUsAll is a great choice for small and medium-sized businesses (SMBs) because it is very quick to set up and quite affordable.

PROS

CONS

ForUsAll Review

ForUsAll is a cloud-based 401(k) administration platform for small and medium-sized businesses. Acting as both your 3(38) and 3(16) fiduciary, ForUsAll ensures you stay compliant while automating manual tasks such as contributions, 401(k) loans, eligibility tracking, hardships, and notifications. You can integrate ForUsAll with most cloud-based payroll systems for an automatic synchronization of your data. Payroll integration also allows it to automatically update deferrals, notify new participants when they become eligible, and more.

ForUsAll Customers

CMC Properties, Lever, Arbor Lodging, Smart Biz, Bolt Threads

ForUsAll Pricing

ForUsAll costs as follows: 

  • For the employer: Employers using ForUsAll pay a base monthly fee of $120 with an addition of $6 per participant per month.
  • For employees: Employees pay 0.50% of assets under management annually.

Best For

ForUsAll in action
No items found.

PapayaGlobal

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PapayaGlobal
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Popularity Score
4.3 / 5
User Score
4.5 / 5
Product Score
4.4 / 5

Why we picked PapayaGlobal

Papaya Global lets you manage payroll and provide benefits for your employees and contractors, wherever they are. They operate in 160+ countries, most of them through their EOR model. Their benefits offering has evolved notably with time, encompassing telehealth services and other forms of holistic wellbeing.

PROS

  • Employees get a personalized physical and mental health plan tailored to their location. They can then access these services through the web and mobile versions of the platform.
  • Papaya ensures prompt payouts within 72 hours across 160+ countries through the platform.
  • Transparent pricing with a 60-day money-back guarantee.
  • Dedicated customer success managers in your time zone for localized assistance.
  • The starter monthly fee is reduced to $12 per employee for full-service payroll.

  • Papaya Global packs the EOR services you need to do global payroll and employment compliantly in over 160 countries.
  • Automated payments in over 100 currencies, 80 of them directly to the worker's bank account through its global banking partners.
  • Dedicated customer support providing locations-specific knowledge regarding employment and payroll.
  • End-to-end payroll guaranteed payouts in 72 hours.
  • Offers four standalone solutions: data and insights, supplemental benefits & immigration support, payment services, and employee data management, making the platform more affordable and scalable.

CONS

  • Lacks local entities in some of the countries they operate in; no tax penalty guarantee information available.
  • No free trial or plan is offered.
  • Additional fees include setup, onboarding, cycle per employee, year-end fees, and a required deposit.
  • Limited existing integrations, but free use of pre-built APIs and custom API integrations.

  • No free trial or free plan.
  • Doesn’t own entities in all the countries it serves. The platform forms relationships with existing local in-country partners to handle employment in a specific region on the client’s behalf.
  • BI analytics reports and global immigration services cost additional fees.
  • Charges extra fees for setup, onboarding, employee cycle, and tax filing. Also requires a refundable deposit.
  • Built-in integration options aren’t very robust. However, the platform does offer pre-built APIs, SFTP, and custom API integrations for free.

PapayaGlobal Review

Paya Global is one of the best platforms for handling international benefits and payroll. With Papaya Global, you offer an overseas employee a similar benefits package (including equity) as if you had an operating entity in their region.

They can do this both through the Employer of Record and Contractor models. Of course, the pricing varies for both cases. It’s also worth mentioning that the global benefits offering is an add-on, starting at $190 per employee per month.

Papaya Global has garnered high praise from both users we've interacted with and our editorial team. Our familiarity with the tool dates back to early 2021, and it immediately impressed us with its transparent pricing, extensive HR capabilities, robust BI analytics, and localized customer support.

The platform serves both employers and employees, offering seamless access to payroll, payments, and workforce analytics. It guarantees automated payments in local currencies, personalized benefit packages, and multilingual pay slips across 160+ countries.

That said, when considering Papaya Global for your global payroll software, remember that it may not have a local entity in the particular service region you need one and, when that is the case, they rely on third-party local partners. Note that while pricing transparency is a strength, additional expenses like setup fees per location, onboarding fees, cycle fees per employee, year-end tax filing fees, and a refundable deposit should be considered.

PapayaGlobal Customers

Wix, Intel, Johnson & Johnson, Toyota, Deezer, Fiverr, Microsoft

PapayaGlobal Pricing

  • Full-Service Payroll service: Starts at $12 per employee per month, with flexible options based on operational needs.
  • Payroll Platform License service: Begins at $3 per employee per location for tech upgrades.
  • Data and Insights Platform License service: From $150 per employee per month, offering real-time analytics on payroll costs and headcount.
  • Payments-as-a-Service service: Starting at $3 per employee per month, delivering a dedicated workforce payment platform.
  • Global EOR plan: Ranges from $650 to $1000 per employee per month for comprehensive EOR management.
  • Contractor Management & IC Compliance plan: Tailored services for outsourced contractors, starting at $2 per contractor per month.
  • Global expertise services: Starting at $190 per month per employee, this lets you add the global health plan, immigration support, and global equity for employees.

Best For

Papaya Global is a top choice for streamlining global payroll and benefits operations in countries with established entities, especially for businesses with international hires located within Papaya Global’s extensive country coverage.

PapayaGlobal in action
Reviewer's Rating
8/10

I worked with PapayaGlobal for about two years in total, weekly. Mostly, I used the HR workflows because I am an HR consultant, and we were setting up mini HR offices globally. Employee onboarding was, of course, a big one. The integration with Workday was perfect. Uploading documents and organizing was straightforward. What I personally found invaluable were the compliance tools and local experience. This boosted my profile as well because I was learning through using the system.

What do you like about this tool?

Customer service is exceptional; you really feel that they are part of your team. I also loved the guarantees of local compliance, which created great trust with our in-house auditors. The ability to see the big picture of our workforce globally was also crucial, as it provided a great understanding of the workforce map and enabled strategic moves on the people side of things.

Why did your organization buy this tool, and how long have you used it for?

I was setting up PapayaGlobal for one of my previous clients. The reason we needed a tool like this was that we wanted to hire talent from different countries. Previously, we bypassed this by hiring on a "contractor agreement," but we really wanted employees, not contractors. While managing paperwork for EU candidates was somewhat easier, when it came to hires from outside the EU, it was a bit of a nightmare. Our HR team had to learn local employment laws, and we even contacted local lawyers to send us an empty contract so we could be fully compliant. These were the pains that the service greatly alleviated. We saved a lot of time, and audits were less stressful. We used it for about two years, but then the business took another direction.

What do you dislike about this tool?

It took a long time to learn the navigation through the platform; you really need to invest time to learn everything—you cannot just jump in with no training. Sometimes the screen would not load properly; words were overlapping, and it took some reloads for it to work, which was disappointing for a service that charges so much. We also had some issues with invoices; it was not clear how to manage them, but customer service helped with that.

How is this tool different than their competitors?

Compliance support and global presence are the main reasons we chose PapayaGlobal. Another key factor is the customer service, which was consistently excellent. I also enjoyed the real-time access to analytics, which was helpful in following trends and monitoring important metrics globally.

What Instructions should people think about when buying this type of tool?

First, consider the cost and how the pricing is structured to determine how much value a company can derive from the service at the agreed price point. Another important factor is access to real people who can guide the onboarding and integration with existing tools, which was commendable. Additionally, global access to local labor laws is perhaps the biggest consideration.

How has this tool changed or evolved over time to meet users needs?

PapayaGlobal has evolved, but I believe other platforms have caught up and may be more attractive in their pricing.

What specific type of user or organization is this tool very good for?

PapayaGlobal is great for rapidly scaling businesses that need support in managing a multinational workforce.

What specific type of user or organization would this tool not be a good fit for?

PapayaGlobal is excessive for startups and scaleups with a simple payroll structure, or for those who work only with digital nomads, for example. Ensure you actually need all the services within the platform to make it worth the investment.

Namely

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Namely
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Popularity Score
4.7 / 5
User Score
4.1 / 5
Product Score
4.6 / 5

Why we picked Namely

Easy to navigate, Namely is extremely organized and uses the best-in-class technology. Its benefits administration software is integrated with its HR and payroll system to save time and complexity.

PROS

  • Namely’s user interface is highly praised for its intuitiveness and cleanliness, allowing users to navigate the platform effortlessly despite its extensive features.
  • Users appreciate Namely's employee onboarding module, which includes a user-friendly wizard that helps new hires quickly understand their tasks and responsibilities.
  • In addition to the platform's built-in tools for data management, recruiting, onboarding, time off tracking, payroll, and benefits administration, Namely offers managed payroll and benefits administration services, alleviating the workload for internal teams.
  • The majority of users are able to navigate Namely without any issues. They find the UI to be intuitive and clean, despite the fact that the platform has lots of features. 
  • Namely’s employee onboarding module gets a alot of praise from users. It features an easy-to-follow wizard, which helps new hires get on quickly and be clear on what they need to do. 
  • Besides the platform’s built in features for data management, recruiting, onboarding, time off tracking, payroll and benefits administration, there are also managed payroll and benefits administration services you can opt for to reduce the burden on your internal teams. 

CONS

  • Namely's primary focus is on the U.S. market, limiting its suitability for those seeking a global payroll and benefits provider.
  • Implementing Namely can take a while, with an average implementation period of 6-8 weeks, according to the platform's own team.
  • Namely lacks dedicated features for employee development, such as skill training, career pathing, and succession planning.
  • Users should verify if Namely is compatible with their existing benefits provider, as there have been reports of Namely's team persuading customers to switch to providers that charge higher fees.
  • Namely primarily operates in the U.S., which means if you’re looking for a global payroll and benefits provider, this platform isn’t for you.
  • Though many praise the platform’s ease of use, it does take long to implement it. Namely’s own team says that an average implementation takes between 6-8 weeks.
  • For a platform of Namely’s size, there currently aren’t any features that focus on employee development such as skill training, career pathing, succession planning etc. 
  • You’ll need to check beforehand if Namely can work with your existing benefits provider, if you have one. There have been a few reports (but not few enough to ignore) about Namely’s team convincing customers to change their benefits provider to providers that charged them more. 

Namely Review

Namely’s comprehensive HR suite packs a range of features that make it an excellent choice for benefits administration. You can enroll your employees in, track, and manage various benefits programs such as health insurance, retirement plans, and flexible spending accounts. All of this is simplified through customizable online enrollment forms that provide employees with plan details. The software also allows for seamless integration with insurance carriers and third-party administrators to automate data transfers and reduce manual entry errors.

We appreciate a good reporting module, and the one Namely has can not only generate reports but also give you deep insights into benefits utilization, costs, and trends, which is a nice feature to have if you want to frequently improve your benefits plans and compete in today’s super competitive hiring landscape.

Namely Customers

Over 1200 companies use Namely, including Greenhouse, The Channel Company, Life is Good, and OneLogin.

Namely Pricing

Namely does not disclose their pricing upfront. However, having no benchmark provides the unique opportunity to negotiate with sales to determine the right price for your company specifically.

Best For

Namely targets mid-sized companies. They specifically mention companies with 50-1000 employees.

Namely in action
Reviewer's Rating
8/10

We use Namely daily, and it has become our central hub for nearly all HR tasks. The key workflows include payroll processing, where the automated system ensures timely payments and handles all tax calculations and filings, which used to be a tedious monthly task.

We also rely on Namely for benefits administration; employees can easily update their benefits through the platform, with everything syncing up to ensure accurate deductions. The onboarding process for new hires is another area where Namely excels; new employees can complete their paperwork online before their first day, which is a major improvement over our previous paper system.

The performance management tools are also very useful. Additionally, the reporting and analytics features, which were suggested as a new initiative by me, are now regularly used to gain insights that drive our HR strategies.

What do you like about this tool?
  1. User-Friendly Interface: Intuitive and easy to navigate, making it accessible for both HR staff and teams.
  2. Integrations: It integrates payroll, benefits administration, and performance management, streamlining processes and eliminating the need for scattered Google Sheets.
  3. Employee Self-Service: The self-service portal allows employees to manage their personal information, view pay stubs, and access benefits details independently, saving us time from routine administrative tasks. This is the future of HR, as automation should be adopted across the board.
Why did your organization buy this tool, and how long have you used it for?

At Impactable, we chose Namely because we were overwhelmed by managing too many HR systems that didn’t integrate well. It was challenging to keep up with payroll and benefits manually, so we needed a solution that could consolidate everything and simplify our processes, allowing us to focus on developing the new platform.

Namely turned out to be a great choice. It has a user-friendly interface that even the least tech-savvy among us can navigate with minimal training. The employee self-service portal was something we didn’t realize we needed, but it has been incredibly helpful in allowing the team to manage their own holidays and benefits without constantly contacting HR.

The analytics and reporting tools, while not initially a priority, have also proven useful. I’ve been using Namely for two years now, and overall, it has greatly improved our organization’s efficiency.

What do you dislike about this tool?
  1. Customer Service Issues: The customer service can be slow and sometimes unresponsive, which is disappointing given the quality of the product.
  2. Integration Challenges: It took time to get the integrations working correctly, and we had to invest considerable effort in training everyone to manage them.
  3. Reporting Features: The reporting features are difficult to use and have limited customization options, which was a letdown.
How is this tool different than their competitors?

Namely is much easier to use compared to other HR tools, with everything from payroll to benefits consolidated in one place. It has a sleek interface, and the employee self-service portal allows staff to manage their own information. Unlike some competitors, Namely offers solid reporting tools and continuous updates, keeping the platform modern and efficient. Overall, it simplifies HR tasks better than many competitors, although I haven’t used many similar tools recently, so they might have improved as well.

What Instructions should people think about when buying this type of tool?
  1. Ease of Use: Ensure the platform is user-friendly for both HR staff and employees.
  2. Integration Capabilities: Look for seamless integration with existing systems such as payroll, benefits, and other HR tools you already use.
  3. Customer Support: Check the quality and responsiveness of customer support, as effective support is crucial for resolving issues quickly.
  4. Feature Set: Evaluate the range of features offered, such as employee self-service, performance management, and reporting capabilities, to ensure the tool meets all your HR needs. Avoid tools that require additional services to cover all necessary functions, as there are comprehensive solutions available.
How has this tool changed or evolved over time to meet users needs?

The interface has improved, and integrations are smoother. However, customer service hasn’t seen much improvement.

What specific type of user or organization is this tool very good for?

Namely is particularly well-suited for mid-sized organizations with 50 to 1,000 employees across various sectors such as media, technology, and eCommerce. It's ideal for companies looking for an all-in-one HR solution that integrates payroll, benefits, and performance management. Businesses that require comprehensive analytics and reporting tools to make informed HR decisions will also benefit significantly from Namely’s features.

What specific type of user or organization would this tool not be a good fit for?

Namely may not be a good fit for very small businesses or startups with fewer than 50 employees, as the cost and complexity of the platform might be excessive for smaller operations.

Maxwell Health

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Maxwell Health
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Popularity Score
4 / 5
User Score
4.3 / 5
Product Score
4.1 / 5

Why we picked Maxwell Health

A one-stop technology solution that merges your HR ecosystem with benefits administration system, Maxwell Health helps employees save time and make sound decisions about their benefits.

PROS

CONS

Maxwell Health Review

Maxwell Health, now owned by Sun Life Insurance, offers companies a modern approach to managing benefits for employees. From open enrollment to COBRA, they can help you stay compliant, and give employees a wide range of options all available through an easy to use mobile interface.

Maxwell Health Customers

  • Rose Street Advisors
  • Taney County, Missouri
  • Harrisburg University of Science and Technology

Maxwell Health Pricing

Maxwell does not release their pricing online. You will have to contact a sales representative.

Best For

If your company isn’t picky about what insurance company to work with, Maxwell Health’s partnership with Sun Life Insurance is ideal. You get a simplified end-to-end experience, requiring even less administrative work on your part.

Maxwell Health in action
Reviewer's Rating
8/10

We used Maxwell primarily for open enrollment. It also allowed employees to manage their benefits throughout the year. The platform was instrumental in streamlining workflows for employee benefits administration. It was utilized year-round, ensuring employees could access and update their benefits as needed.

Employees also used it to make personal changes to their benefits, such as updating dependents or coverage options.

What do you like about this tool?
  • The platform is user-friendly for both employers and employees.
  • It provides a centralized system to manage all employee benefits.
  • It simplifies and streamlines the open enrollment process.
Why did your organization buy this tool, and how long have you used it for?

Maxwell Health was provided to my company through our insurance provider. Prior to this, my company did not have a centralized platform for managing employee benefits. Maxwell streamlined our open enrollment process and overall benefits management. It provided a single platform for employees to access and manage their benefits easily.

Additionally, it simplified benefits administration for the HR team, making the process much more efficient.

What do you dislike about this tool?
  • It can be challenging to get direct support within the system.
  • There were occasional issues with employee records after they updated their personal information.
  • From an employer’s perspective, it was difficult to make changes during open enrollment once the official deadline had passed.
How is this tool different than their competitors?

Maxwell offers a simplified and user-friendly platform that employees can easily navigate and understand.

What Instructions should people think about when buying this type of tool?

Pricing should be a key consideration when selecting a platform. Ensure the tool is user-friendly for both employers and employees to avoid unnecessary complications. Integration with your payroll platform is highly beneficial for seamless administration.

Confirm that it is compatible with your offered benefits and your insurance broker’s platform(s) to avoid technical issues.

How has this tool changed or evolved over time to meet users needs?

he platform has undergone slight modifications to improve usability, making it more user-friendly for employees.

What specific type of user or organization is this tool very good for?

Maxwell is well-suited for organizations that provide multiple benefits to their employees.

What specific type of user or organization would this tool not be a good fit for?

It may not be ideal for companies that offer only a few employee benefits, as the platform’s capabilities might be underutilized.

Rippling

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Rippling
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Popularity Score
4.2 / 5
User Score
4.2 / 5
Product Score
4.1 / 5

Why we picked Rippling

Rippling is geared toward SMBs with its terrific automation and built-in integrations. Besides common features like self-service and onboarding, the benefits administration tool lets you work with your picked broker within the app and choose benefits packages from over 4,000 plans.

PROS

  • Rippling can operate globally with almost any currency.
  • 500+ integrations.
  • Automates issuance processes.
  • Provides a holistic view of company outflows—headcount costs included.
  • All-in-one platform for employee management + PEO services offered, and even a suite of other IT products 
  • With 500 integrations, it’s very likely that they integrate with other key tools from your tech stack.
  • Operates globally with any currency
  • Workflow automation
  • Analytics opportunities
  • Provides a holistic view of company outflows—headcount costs included

CONS

  • Total buy-in to Rippling is essential.
  • No free trial.
  • Phone support is available via the HR Help Desk service, which costs extra.
  • Very SMB-oriented, so perhaps not the best option for larger companies.
  • Total buy-in to Rippling is essential 
  • Very SMB-oriented, in case you’re a larger company. 
  • New features tend to be buggy in ways that tech teams are not accustomed to fixing

Rippling Review

Rippling is in a class by itself compared to other benefits administration software. With a remarkable 500 app connectors, it surpasses most vendors we've tested across multiple categories. This helps the tool not only perform standard features an average benefits tracking system does, like parsing a paper receipt image captured with a phone but can also contextualize spending activity within the larger framework of employee data.

We tested Rippling's benefits management features and discovered that despite being a relatively new solution, it stands out for its strong emphasis on automation. Alongside standard functionalities like online onboarding, benefits enrollment, and employee self-service portals, Rippling offers unique capabilities.

One notable feature is the ability to add your existing broker as a user or receive recommendations if you don't have one. Additionally, Rippling excels in automation by automatically updating employee deductions when qualifying life events occur, such as location changes or marital status updates.

In the past two years, Rippling has expanded its offerings to include time and attendance, talent management, learning management, licensed PEO services, and global payroll. Remarkably, the platform has maintained its eye-catching UI despite the additions. However, there are a few aspects to keep in mind.

While you have the flexibility to select and purchase modules separately, Rippling’s core HR offering is the starter plan for all iterations.

Rippling Customers

Vox, Maximum Games, Superhuman, Compass Coffee, Highnoon.

Rippling Pricing

Rippling's Core HR platform starts at $8 per employee per month. Contact Rippling regarding a custom Benefits Administration quote.

Best For

Rippling is best for small to medium-sized companies, globally or nationally distributed with multiple levels of organization.

Rippling in action
Reviewer's Rating
9/10

When we had Rippling as our HRIS, we primarily utilized the payroll services, reporting functions, and the on/offboarding module. Payroll processing time was reduced since many employee details, such as profiles and timesheets, could be accessed within the payroll function without having to navigate away from it. Rippling offered a vast number of reports as well as the option to create customized reports based on specific data needs. I particularly enjoyed the onboarding automation, which allowed me to schedule emails to new hires about outstanding paperwork or check-in meetings with their managers, all from creating a new hire workflow. At certain points in the workflow, the automation would trigger different emails to the new hire. The email templates were customizable to preference.

What do you like about this tool?

Ease of setting up and configuring automation during the onboarding process allowed for key touchpoints to be made during an integral stage of employment. Rippling also served as a single sign-on for the Google suite products our organization used. We received multiple compliments from employees on how easy the system was to use from their perspective.

Why did your organization buy this tool, and how long have you used it for?

My organization wanted to move away from an HRIS that was not cost-effective. After vetting multiple HRIS options, we decided to go with Rippling. The relationship with the sales and implementation team was seamless. Rippling offered a fully integrated payroll and HRIS system at an affordable cost. My organization used Rippling during the final year we were in business and should have made the switch sooner.

What do you dislike about this tool?

There were extra fees related to year-end tax filings, such as ACA and 1095 forms. The reporting function had some limitations; while several report templates were already built in, much of the data we needed required creating custom reports. Not all of the "fun" areas of the system were included in the core package. We could have done a lot more with Rippling but simply did not have the budget to add on the additional functions.

How is this tool different than their competitors?

It felt very modern from both an Administrator standpoint and an employee perspective. It did not feel like an outdated system like some others, which was something that stood out to my organization, especially being in the SaaS space.

What Instructions should people think about when buying this type of tool?

I suggest identifying which HRIS features are most important for your organization. Some may prioritize a robust reporting function, while others may need compliant payroll across multiple states. Once those key features are identified, avoid compromising if possible. Also, consider the Administrator who will be heavily involved in the system each day—what tools do they need to succeed, how can this system help streamline their current processes, and how can it improve overall efficiency?

How has this tool changed or evolved over time to meet users needs?

Unfortunately, I do not have enough experience with this system to accurately answer this question, as my organization was only with Rippling for 12 months.

What specific type of user or organization is this tool very good for?

Small to medium-sized businesses looking for a modern approach to HRIS and payroll. An ideal user would be someone who wants to embrace technology and utilize it in standard processes.

What specific type of user or organization would this tool not be a good fit for?

Organizations that are not ready to modernize. Also, organizations without a dedicated resource to act as a system owner; any new HRIS or payroll system can be utilized to its fullest potential if the company has a resource dedicated to learning the ins and outs of the system.

Zenefits

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Zenefits
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Popularity Score
4 / 5
User Score
3.9 / 5
Product Score
4 / 5

Why we picked Zenefits

Whether you're just getting started or looking for ways to improve your benefits, Zenefits can help you simplify your process. One of its best features is that employees get detailed reports on their benefits to see what's working.

PROS

  • A well-known brand of HR tech and payroll software for SMBs
  • UX/UI is above average in design and usability
  • Flexible pricing plans allow companies to add features when needed, or get rid of them if they don’t
  • It’s one of the top names in HR tech and payroll software for American small businesses. 
  • Their platform is one of the best-looking and easiest to figure out among the sector. 
  • Zenefits can grow with you. Its pricing plans allow you to pay and tweak as you go, add certain modules when you need them, or get rid of them if you don’t.

CONS

  • Though focused on small businesses, the platform does not provide the option to create a custom bundle of desired services or modules. For instance, a standalone ACA module is not available, necessitating the purchase of an entire HRIS plan to access this feature.
  • Primarily targets small to mid-sized companies, making it less suitable for enterprise organizations.
  • Strong focus on the US market, so not ideal for teams primarily located in other countries, especially for certain modules like payroll and benefits that require local expertise.
  • As oriented to small businesses as the tool is, it doesn’t give you the chance to create a custom bundle of the services and/or modules you’d like to have. For instance, Zenefits does not offer a standalone ACA module. Therefore, you will need to purchase an entire HRIS plan if you want to access that offering.
  • In addition, Zenefits focuses on small to mid sized companies. If you're an enterprise organization, you may want to consider another option. 
  • Zenefits is also rather focused on the US market at this point. So, if your team is mostly in another country and you need more of a local know-how, it might not be the best bet for certain modules like payroll and benefits.

Zenefits Review

Zenefits offers benefits administration alongside their flagship HRIS product. The tool allows for employees to manage their benefits themselves on any platform they want, mobile or desktop. 

For employers, you get detailed insights on your employees on top of saved time. In fact, Zenefits says that their customers save up to a full week of work by using their online enrollment tool alone.

Zenefits Customers

  • Coney Island Prep High School (NYC)
  • MeUndies
  • Goals for Autism

Zenefits Pricing

Zenefits has two methods of subscription, per employee per month or per employee per year. The three tiers are:

  • Basic: $8/month billed annually or $10/month billed monthly (per employee)
  • Growth: $14/month billed annually or $18/month billed monthly (per employee)
  • Zen: $21/month billed annually or $27/month billed monthly (per employee)

Best For

Zenefits focuses on small to medium sized businesses. Enterprise corporations might want to find a solution that is more geared towards their size.

Zenefits in action
Reviewer's Rating
4/10

Zenefits was my daily system as the Head of HR and is where I perform most of my work throughout the day. Whether it was a quick reference for employee information or operating/managing within performance management or payroll, it was used to maintain all up-to-date and key employee information on a basic HR and payroll level. It was also our system to manage large HR projects throughout the year, such as new hire benefits enrollment, open enrollment, and bi-annual performance reviews. As my familiarity with Zenefits and time with the organization increased, so did Zenefits’ ability to be the trusted source of truth regarding employee information. With integrations to Guideline and QuickBooks, we were confident our data was communicating where it needed to.

What do you like about this tool?

Benefits administration is the main strength of Zenefits. It provides a smooth and streamlined administrative experience that requires very little workload from the organization. It then provides a user-friendly and clean experience for employees to easily move through their benefits enrollment.

Documentation is another area I appreciated with Zenefits. To maintain employee communication and documentation of said communication, Zenefits immediately offered the ability to communicate with affected employees (which would then be documented within the system) when a change is made.

Reporting is also done well. While I have experienced HRISs that I favor over Zenefits' reporting tool, I have no complaints when it comes to the ability to pull the necessary data to perform my job.

Why did your organization buy this tool, and how long have you used it for?

My organization signed on with Zenefits before I started working here. The key need was to have an HRIS platform that can handle benefits administration and payroll. The organization used Zenefits for four years, and I personally used it for three to four years. Once I became the main user, the benefits exceeded just benefits administration and payroll; it became my main resource for reporting data, home to bi-annual performance reviews, and goal tracking for individuals, teams, and company goals. While there wasn’t necessarily a problem to solve because this was the company’s first HR/payroll system, it did exactly what it was needed to do.

What do you dislike about this tool?

Zenefits is not a culture-friendly HRIS. It does what you need it to do in terms of data management and reporting, but if you’re looking for something that employees feel comfortable going to for information and a platform to use for culture pieces like announcements and fun communication, there are better options.

The performance management tool did not provide enough customizable features to tailor to the needs of the company, nor did it provide settings that offered ease of use for the administrators.

Integration strength is low. While there is the ability to connect systems, they still link out to the connected system versus staying within Zenefits for a more user-friendly employee experience.

How is this tool different than their competitors?

Zenefits is not an overall tool I would prefer over others I have experience with, with one exception. I would rank Zenefits higher than UKG. Zenefits has a more basic and cleaner interface than the much more clunky and outdated UKG.

What Instructions should people think about when buying this type of tool?

If the company is just getting started and needs a clean and easy-to-use tool for employee data management that will do the heavy lifting for benefits administration and employee onboarding, Zenefits is a great option. However, if the company is looking to build out a fun employee culture that is built around performance management and goal setting, training, etc., and wants to use their HRIS as the platform for that, I do not recommend Zenefits. But if the company is okay with having a variety of platforms for their employees to focus on different areas of the HR facets, Zenefits will cover employee data management and benefits administration well.

How has this tool changed or evolved over time to meet users needs?

This was one of my main complaints toward the end of my time with Zenefits. They were bought out by Trinet, and it felt that upgrades and new feature implementation became stagnant and halted growth. Zenefits was no longer growing with my organization; the little things we were able to manage manually and the system itself were no longer able to cover our needs.

What specific type of user or organization is this tool very good for?

Zenefits is great for a young company without a dedicated HR person.

What specific type of user or organization would this tool not be a good fit for?

Zenefits may not be great for an organization that has a dedicated HR or People Operations person/team. They will likely be aimed at building and maintaining a strong staff of satisfied employees through employee recognition, strong community culture, and company tailored performance management.

Why Use Benefits Administration Software

As an employer, you are required to offer certain benefits (like health insurance and Social Security), while others are “nice-to-haves” that can help with recruiting and retention. 

The more benefits you offer, the more administrative work you have to manage — unless, of course, you use benefits administration software. If you offer any or all of the following benefits, a benefits admin platform can streamline how you manage them — and how employees sign up for them:

  • Social Security: A federal benefits program that provides insurance for older workers and their spouses, those whose spouse or qualifying ex-spouse have died, and the disabled.
  • Worker’s Comp: Benefits given to employees who suffer work-related injuries or illnesses. It helps cover medical care, wages from lost wok time, and more.
  • Health Insurance: A type of insurance that covers medical and surgical expenses. This is arguably your biggest benefits expense.
  • Unemployment Insurance: A state-provided insurance that workers are eligible for if they lose their job and meet other requirements.
  • Family Medical Leave: The Family and Medical Leave Act (also known as FMLA) provides up to 12 weeks of job-protected leave per year to care for a seriously injured or ill immediate family member (i.e. spouse, child, or parent). While the leave is unpaid, FMLA requires that health benefits remain intact.
  • Vacation Time & Other Paid Leave: This can include a certain number of PTO days, sick days, and parental leave for your full-time employees.
  • Affordable Care Act (ACA) Coverage: The landmark health reform, also known as Obamacare. Under the ACA, employers with 50 or more full-time employees are required to offer affordable, essential coverage to their full-time employees or choose to pay a tax penalty.
  • Dental Insurance: A type of insurance that covers certain dental procedures and expenses.
  • Vision Insurance: A type of insurance that covers certain vision procedures and expenses.
  • Pet Insurance: A type of insurance that covers certain veterinary costs when your pet gets sick or injured.
  • Wellness Programs: While these differ per company, wellness programs are designed to promote long-term health for employees. Some programs include discounts on gym memberships, providing on-site fitness classes, offering preventative health screenings, hosting stress management workshops, stocking kitchens with healthy snacks, etc.
  • Financial Wellness: Financial wellness programs are designed to help employees take control of their finances so they can spend smarter, reduce debt, and save more money. Such programs include retirement/401k plans, student debt repayment, and more. 
  • Education Benefits: Also known as tuition benefits, education programs are designed to give employees opportunities to further their education. For example, some companies offer employees a reimbursement benefit up to a certain amount that covers classes, courses, certifications, etc. 
  • Life Insurance: A type of insurance that provides a lump-sum payment to the insured’s beneficiaries upon the insured’s passing.
  • HSA & FSA: Pre-tax dollars that can be used for health-related and other approved expenses.

If you're not sure what benefits to offer at your company (besides, of course, the bare minimum requirements), consider who your full-time employees are. 

In other words, what is important to them? For example, if the bulk of your employees are fresh out of college, a financial wellness benefit that helps them pay off their student debt will be a very attractive offering. You could also survey your employees if you're on the fence about a certain benefit to see if it’s something they actually want and would use.

Pro Tips on Benefits Administration Systems

Considerations for Employee Benefits Admin — Plus, Common Mistakes to Avoid

The features we just listed are pretty comprehensive, but benefits admin software won't take everything benefits-related off of your plate. Not only that, benefits management in general has its share of challenges. To make sure you do benefits "right," have successful open enrollment periods, and don't blow your benefits budget, here are six considerations and common mistakes to look out for:

  • Choosing benefits that fit your company's need vs everything: As you probably already know, there are seemingly endless benefits you could offer to your employees. While it might be tempting to offer everything under the sun (which can be a great recruiting tool), you might end up creating more work and spending more money than it’s worth. In other words, you could wind up offering (and paying for) benefits that your employees don’t actually use. So think about what makes sense for your company and your employees — and start there.
  • Not allowing employees to pick and choose benefits: By nature, people like having choices and making informed decisions for themselves. So give them different options so they can pick and choose the benefits that are right for them.
  • Compliance with mandated benefits: Under laws like the Affordable Care Act, certain benefits are required for businesses of 50 or more full-time employees. If you don’t stay compliant, you could be charged fees. Fortunately, many benefits admin solutions offer automated compliance workflows so you can get the right forms to the right regulatory bodies when you need to.
  • Knowing which benefits are offered tax free: Offering tax-free benefits are a win-win for your company and your employees. For example, tax-free benefits like health savings accounts, flexible spending accounts, commuter benefits, even tuition benefits can save your employees — and your company — money. After all, the income your employees set aside pre-tax for these benefits does NOT count toward your payroll tax dues. So, you could be leaving money on the table if you don’t offer tax-free benefits — or if your employees aren’t taking advantage of them.
  • Costs can get high quickly: Your benefits offering can get expensive very quickly, especially when it comes to healthcare coverage. There are a variety of ways to keep your costs in check — from cost-sharing with employees (i.e. with increased employee contributions and higher deductibles), to changing vendor partners (like moving retirees from group plans to Medicare), to managing pharmacy spend (for example, encouraging the use of generic prescriptions or adding a narrow network).

Benefits & ROI

Benefits admin software can help your company in a myriad of ways. Here is a summary of the benefits we’ve mentioned:

  • Compliance: At the most basic level, you’re required by law to offer certain benefits — and benefits admin software makes it easier for you to stay compliant with these laws.
  • Less Busy Work: Because benefits admin software lets you automate the paperwork-heavy busy-work associated with benefits, your team will have more time to focus on other high-priority areas.
  • Employee Satisfaction: Open enrollment will no longer feel like a chore for your employees — instead, they’ll be able to make smart enrollment decisions online and, in most cases, with just a few clicks. Offering a full-suite of benefits (that are easy to elect) will help you attract top candidates to your organization — and keep them once they’re hired.
  • Smarter Investments: Because benefits admin software offers reporting, you’ll be able to see what benefits are being utilized the most — and which ones aren’t worth investing in further.

To get an idea of what benefits like these can actually do for your bottom line, check out our HR Tech ROI Calculators.

Pricing: What Employee Benefits Admin Platforms Cost

Most benefits admin platforms charge on a per-employee-per month basis and offer tiered pricing depending on the amount of features and functionality you’re looking for. We’ve seen pricing start as low as $8/employee/month. 

When you have your demo(s), you should get a pricing plan that is customized for your company and needs. Just make sure that each quote you get breaks down the features that are included so you can easily compare and make the most informed investment for your company.

Features: What You Can Expect from Benefits Administration Software

Benefits administration software isn’t just a way to centralize your benefits management and alleviate the burdens of paperwork and other administrative tasks. They also offer a host of integrations and features to make your job easier, keep you compliant, save you money, and promote employee engagement. Let’s take a look:

  • Suite of Benefits: Depending on the vendor you choose, you can manage all of your benefits in one place. We’ll talk about this later in the guide, but remember to ask your vendor(s) of choice which benefits are included with their solution.
  • Online Enrollment & Self-Service for Employees: Allow employees to opt-in to their benefits elections themselves — and say goodbye to endless paperwork. With a safe and secure benefits admin platform, your employees can easily enroll in their plans of choice online — or even through a mobile app.
  • Plan Configuration: Easily set up and manage all plans and benefits in one place. This not only makes things easier for your HR/people operations team, it also makes benefits shopping easier for your employees. They can more easily compare plans and sign up online.
  • Payroll Integration: Integrate your benefits and payroll data so the right deductions automatically sync to each employee’s payroll record.
  • Simple Onboarding: Make onboarding easy for new employees by centralizing all necessary paperwork and enrollment opportunities in one place. What’s more, if an employee leaves your company, you can just as easily un-enroll them and initiate COBRA.
  • COBRA: Easily manage COBRA eligibility and compliance with automated reporting to your COBRA administrator. 
  • ACA Reporting: The Affordable Care Act requires employers with 50+ full-time employees to report healthcare coverage to the IRS. With benefits administration software, you can easily generate forms 1094 and 1095 and submit your reports for you so you stay compliant (and avoid fees).
  • More Compliance: In addition to ACA and COBRA compliance, benefits administration software can help you stay compliant in other areas — and get ahead of changing regulations. This includes compliance with HIPAA (i.e. protecting employees’ Personal Health Information, or PHI), ERISA, the Dept. of Labor, the IRS, and OSHA.
  • Reporting: Automate reporting of your HR data — including billing insights, headcount and attrition reports, job and salary reports, and more — to make more strategic, data-driven people decisions. You could even benchmark against other companies in your space to see if there are opportunities or areas of improvement. 

As you develop your full benefits package, think about the features that would benefit your employees the most AND that would help make your job easier.

Demo Questions: What to Ask About Benefits Administration Software

We always recommend demoing a couple vendors so you can see their platforms in action before you actually invest. To prepare for your demos, create a list of questions specific to your company’s benefits needs. Here are some sample questions to get you started:

  • What benefits does your platform have?
  • What benefits do you find are most attractive to employees like mine?
  • How can employees sign up for benefits?
  • Can employees access their benefits plan on their phones?
  • How does HR create a benefits plan?
  • How will this solution fit into the rest of my tech stack and therefore what integrations do I need?
  • How will others in the organization use this solution?
  • What are the key features I want to ask about?
  • What are the things that would make me nervous about buying this sort of solution?

Implementation: Getting Your Employee Benefits Software Off the Ground

The first step to implementing benefits admin software is figuring out what your suite of benefits looks like. From there — and based on the information you gathered during your demo — you’ll know what is required to get your platform of choice up and running. For example, you might need to engage your IT team to help with any necessary integrations.

Then, you’ll need to encourage utilization of the platform during open enrollment periods, for new employees who are onboarding, and for employees who are leaving and need to sign up for COBRA. To get employees to make their benefits elections before your open enrollment period ends, we recommend a variety of touch-points, including:

Software Training Sessions: If you're using a new system, you're going to need to train your HR or People Ops team on setting up and managing each benefit. Then, you'll need to introduce the platform to your employees so they know how to use it. You could do this a number of ways:

  • Ask your vendor if they have pre-recorded training videos that you can share with your employees
  • Meet with individual teams to walk them through the platform
  • Give a brief demo of the platform at an all-staff meeting

All-Staff Emails: Send a note to the entire company at the beginning of open enrollment with instructions on how to use the platform, what actions they need to take by the deadline, what happens if they don't do anything, etc. Then follow-up with "last-call" reminders as the deadline approaches.

Engage Team Leads: Ask team leads and managers to remind their direct reports to make their benefits selections before the deadline.

Benefits Administration Software FAQs

What is benefits administration software?

Benefits administration software are platforms built specifically to plan and provide benefits packages to employees, while also maintaining compliance with government regulations.

Why use benefits administration software?

Benefits administration software streamlines all benefits operations, saving your HR team much needed time. In addition, all employee benefits data is held in one portal, meaning you can analyze all benefits information and create detailed reports about what benefits are used most or least. This provides you with valuable action points for benefits administration. Finally, letting software maintain compliance for you ensures simple, fast, and accurate reports to the IRS and other government entities.

What are some features of benefits administration software?

Features of benefits administration software include reporting, ACA and COBRA compliance, onboarding tools, plan configuration, self-service portal, online enrollment, and payroll integrations.

Next Steps for Your Employee Benefits Administration

Broadly speaking, there are two ways to get benefits admin support: a platform that only focuses on benefits admin or a more comprehensive Human Capital Management (HCM) suite that offers benefits admin as one of many HR features. 

So, you’ll need to figure out which one will make the most sense for your company. We recommend demoing a couple vendors that fit into these two buckets so you can see how their solutions and features align with your needs and budget.

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